Financial Planners

Being licensed directly with ASIC allows our Financial Planning division to tailor advice specific to your needs.

M Group’s financial planning branch is licensed directly with the Australian Securities & Investment Commission (ASIC). No other organisation, financial provider or investment company has ownership or control over the decision-making of our financial planners and financial advisers.


Our ASIC licence allows our team of financial advisers and financial planners to tailor advice specific to clients’ needs.


There is any number of reasons people might need a financial adviser or financial planner. You could be in a strong position financially, need help managing your money or you’re planning to retire or invest, the list goes on. Unless you have the time and knowledge, it is always useful to seek professional advice on financial planning. At M Group, we offer exactly that – professional financial services with expert financial advisers and financial planners.

Our respected team of financial advisers and financial planners specialise in financial planning for a range of needs, including: 


  • Personal investment advice
  • Pre-retirement and retirement planning
  • Direct share broking
  • Personal superannuation advice
  • Employer/corporate superannuation services
  • Negative gearing investment advice
  • SMSF advice
  • Aged care planning
  • Personal insurance such as life insurance, total and permanent disability (TPD), trauma, income protection and/or business expenses insurance cover
  • Centrelink and pension planning advice

 

Choosing a financial adviser is made easy with M Group. From the minute you first make contact with us, you’ll be confident you are dealing with the best financial planning firm.

2025 Markets in Review: 
A Year of Surprises and Paradoxes

2025 was defined by sharp market shifts, changing leadership across global markets and powerful capital flows — this is how our portfolios were positioned through the year.

Weekly update from our research partner Investsense



Investment Update | M Group

WHAT: Brent crude fell from US$103 to below US$92 after reports of a US-Iran memorandum of understanding.

WHY: The White House quickly tempered expectations, and Chevron's CEO noted that even a signed deal would take months to clear mines and re-route the roughly 2,000 tankers trapped inside the Gulf.

WHAT: Equity markets rallied regardless.

WHY: The S&P 500 finished May up 5.2% and the NASDAQ up 10%, with the AI capital expenditure cycle doing more of the lifting than any geopolitical thaw.

WHAT: Australian inflation eased modestly in April, and long-end yields drifted lower for a second consecutive week.

WHY: Monthly CPI came in at 4.4%, down from 4.6%. The implication is that the RBA appears to have got ahead of the inflation problem relative to most peers, and Australian bonds have been the beneficiary, with the 10-year yield easing to around 4.8%.

WHAT: The AI trade has been extraordinarily concentrated, with gains confined to chips and energy while software stocks have moved sharply in the opposite direction.

WHY: The NASDAQ is up over 40% for the year and emerging markets look extraordinary. The story in emerging markets illustrates the narrowness: Korea is up close to 100% year to date and Taiwan around 50%, while the rest of the asset class is flat despite earnings compounding at around 20% per annum. Strip out those two markets and the emerging markets rally disappears entirely.

WHAT: Australian private capital expenditure rose 6.5% in the March quarter, but the headline masked a narrow and uneven recovery.

WHY: The lift came almost entirely from data-centre machinery in New South Wales and Victoria. Mining was flat, utilities and transport contracted, and household spending fell 1.1%. The local index has been largely untroubled by offshore oil volatility but continues to lag in absolute terms.

WHAT: Mid-cap Australian software stocks, sold down heavily this year on AI disruption fears, rebounded sharply overnight on Salesforce's OpenAI partnership commentary.

WHY: Names including Xero, WiseTech, SiteMinder and Life360 had been sold down aggressively, but most rallied 6-12% today following the Salesforce news. Whether this is signs of life or what traders use to call a dead cat bounce remains to be seen.

Financial Planning

Financial Planning Services

Personal & Business Insurance

Protect yourself, your family and your business. From life insurance, to income protection, to business expenses insurance, we've got you covered.

Share Market Trading

For those with available cash, times like now when asset values are low typically present a good time to invest.

Retirement Planning

Retirement planning is essential to ensure you have the right strategies in place for a comfortable retirement.

Superannuation

Contributing to your Superannuation can be tax effective while also helping to ensure you have enough money to retire comfortably when the time comes.

Aged Care Assistance

Australian Government funded aged care services are available to those aged 65+ or from the age of 50 and above for Aboriginal and Torres Strait Islander people.

Investment Advice

There are a lot of options out there for investing your money. Our qualified Financial Planners are equipped with all the latest knowledge to suit your situation.

Monthly Performance Updates

Download the Monthly Performance Reports from our Investment Portfolios here.

Financial Services Guide

Download the Monthly Performance Reports from our Investment Portfolios here.

Latest Financial Planning Updates

Advice on Licensed aged care

Why licensed aged care advice matters more than ever

2 June 2026
When an older person needs aged care, decisions are often made quickly. Read more to find out why licensed aged care advice is so important.

FS360 Podcast 81 - The human side of financial wellbeing - life, resilience, and perspective.

1 June 2026
Welcome back to the FS360 podcast brought to you by M Group, where we explore the human side of financial wellbeing - because money decisions are never just about numbers; they’re about life, resilience, and perspective. Host Gavin Nash welcomes Lynde Adams, financial planner and aged care professional in our Mildura office. Today’s conversation is one that really brings those themes together. We’re joined by Ben Pettingil and Mike Rolls, also known as Legless and Blind, who have lived experiences of navigating physical disability from a young age. These gentlemen are in town this week talking with community groups, business groups, schools and sporting clubs with their unique TALKIN TOUGH message. Today we’ll talk about resilience, mindset, and importantly—how those experiences shape the way we think about financial security and independence. Available on Apple Podcasts and Spotify in audio and video and also on our website below. See, listen and read more about Ben and Mike here: https://www.realliferesilience.com.au/

Financial Planning for FIFO Workers: Make the Most of High Income While It Lasts

29 May 2026
Fly-In Fly-Out work offers an opportunity to earn a high income – but it also comes with challenges that can impact long-term financial security. At M Group we can help you enjoy your income while building a secure future.
Show More

Don't take our word for it...

M Group Financial Planning

I have absolutely no doubt Lynde is one of the very best in her industry.


As part of the ageing process what to do with my nest egg savings and superannuation I found to be quite stressful and as the time got closer to accessing it the more I Googled and read about my choices the more confused I got. Lynde's awesome work ethic, excellent product knowledge and caring nature has enabled us to create a portfolio that really works well and suits our needs making this whole process a whole lot easier.


Thanks Lynde for your continued efforts and please keep up the brilliant work you and your experienced team do as we really do appreciate it. 


~ G & L

M Group Financial Planning