Payday Super is Coming
8 April 2026
Important changes to superannuation from 1 July 2026
What is changing?
- Super must be paid at the same time as wages (no more quarterly payments)
- Super must be received by the employee’s super fund within 7 business days of payday
- Super calculated at 12% of Qualifying Earnings (QE)
- Super and earnings reported each pay run via Single Touch Payroll (STP)
- Higher penalties apply if super is late or incorrect
ATO Small Business Super Clearing House is closing
- Small Business Superannuation Clearing House (SBSCH) closes permanently on 1 July 2026
- Existing users can only use the service until 30 June 2026
- The SBSCH will not support Payday Super
- All SBSCH records must be downloaded before 1 July 2026
What you should do now
- Review your payroll software to ensure it supports Payday Super
- Move to a compliant clearing house or payroll solution early
- Check employee super fund details are correct
- Plan for super to be paid every payday
- Download and retain SBSCH records
- Need help getting ready?
We can assist with:
- Payroll system reviews and setup
- Selecting a compliant clearing house or payroll solution
- Cash-flow planning for Payday Super
- Ongoing compliance support
Contact us to discuss how these changes affect your business.
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